Showing 31 - 40 of 790
This paper provides a simple conceptual framework that captures how different perceptions, attitudes, and biases about immigrants or minorities can shape preferences for redistribution. Through the lens of this framework, we review the empirical literature on the effects of racial diversity and...
Persistent link: https://www.econbiz.de/10012479144
Technology has changed how discrimination manifests itself in financial services. Replacing human discretion with … algorithms in decision-making roles reduces taste-based discrimination, and new modeling techniques have expanded access to … human involvement in the development process, and their opacity and complexity can facilitate statistical discrimination …
Persistent link: https://www.econbiz.de/10012479263
The law forbids discrimination. But the ambiguity of human decision-making often makes it extraordinarily hard for the … legal system to know whether anyone has actually discriminated. To understand how algorithms affect discrimination, we must … therefore also understand how they affect the problem of detecting discrimination. By one measure, algorithms are fundamentally …
Persistent link: https://www.econbiz.de/10012479502
. Evidence examining whether age discrimination is a barrier for seniors as they try to increase their work lives through the … common practice of "bridge" jobs is also presented. After discussing the evidence that measures age discrimination, economics … and legal research that seeks to determine to what extent the federal Age Discrimination in Employment Act and state …
Persistent link: https://www.econbiz.de/10012479799
Discrimination has been widely studied in economics and other disciplines. In addition to identifying evidence of … discrimination, economists often categorize the source of discrimination as either taste-based or statistical. Categorizing … discrimination in this way can be valuable for policy design and welfare analysis. We argue that a further categorization is …
Persistent link: https://www.econbiz.de/10012479885
The cost of financial intermediation has declined in recent years thanks to technological progress and increased competition. I document this fact and I analyze two features of new financial technologies that have stirred controversy: returns to scale, and the use of big data and machine...
Persistent link: https://www.econbiz.de/10012480275
studies show age discrimination also plays a factor, especially for women. The paper concludes with suggestions for future …
Persistent link: https://www.econbiz.de/10012480541
This paper tests for bias in consumer lending decisions using administrative data from a high-cost lender in the United Kingdom. We motivate our analysis using a simple model of bias in lending, which predicts that profits should be identical for loan applicants from different groups at the...
Persistent link: https://www.econbiz.de/10012480606
discrimination, but it may also induce a reaction from individuals who were not acting in a biased way …
Persistent link: https://www.econbiz.de/10012480984
We develop new quasi-experimental tools to measure racial discrimination, due to either racial bias or statistical … discrimination, in the context of bail decisions. We show that the omitted variables bias in observational release rate comparisons … due to racial discrimination. We then develop a hierarchical marginal treatment effects model to study the drivers of …
Persistent link: https://www.econbiz.de/10012481956