We test the effectiveness of self-help peer groups as a commitment device for precautionary savings, through two … randomized field experiments among 2,687 microentrepreneurs in Chile. The first experiment finds that self-help peer groups are a … powerful tool to increase savings (the number of deposits grows 3.5-fold and the average savings balance almost doubles …

incentives for IRA contributions at the time of tax preparation. About 14,000 H&R Block clients, across 60 offices in … suggest that the combination of a clear and understandable match for saving, easily accessible savings vehicles, the …

I use a field experiment in rural Kenya to study how temporary incentives to save impact long-run economic outcomes …

Yes, it did. We use exogenous variation in banks' incentives to conform to the standards of the Community Reinvestment …

Recent evidence suggests that the default options implicit in economic choices (e.g., 401(k) savings by white … effect of defaults on savings among a highly policy-relevant population: low-income tax filers. In the control condition, tax … filers could choose (i.e., opt in) to receive some of their federal tax refund in the form of U.S. Savings Bonds. In the …

incentives framed as both "losses" and "gains" increase productivity for both individuals and teams. In addition, teams more …

effects. Our results suggest that accounting for complementarities between inputs and incentives could substantially improve …