Care Act (ACA)'s Health Insurance Marketplaces. The RC program, which was defunded ahead of coverage year 2016, and ended … defunding, had greater premium increases in 2017, after the program ended. Insurance markets in which more insurers made RC …

We examine risk preferences using the flood insurance decisions of over 100,000 households. In each contract …

The theory of insurance is considered here when an insured individual may be able to sue another party for the losses … that the insured suffered--and thus when an insured has a potential source of compensation in addition to insurance … coverage. Insurance policies reflect this possibility through so-called subrogation provisions that give insurers the right to …

hold little long-term care insurance (LTCI). In this paper we use a structural model and a purpose-designed dataset to … understand the determinants of insurance demand. We distinguish between a fundamental lack of desire to insure, crowd out from … existing insurance, and unmet demand due to poor products available in the market. The model features individual-specific non …

Prospective Payment System and commercial insurance plans covering the nonelderly through the Health Care Cost Institute to …. First, commercial insurance payments are less prospective than Medicare payments. Second, the extent of prospective payment … in commercial insurance varies more than in Medicare, both across hospitals and geographic areas. Third, differences in …

Demand for insurance can be driven by high risk aversion or high risk. We show how to separately identify risk … preferences and risk types using only choices from menus of insurance plans. Our revealed preference approach does not rely on … in insurance plans, offered separately to random cross-sections or offered as part of the same menu to one cross …

pushed AIG to the brink of bankruptcy. AIG used securities lending to transform insurance company assets into residential … solvency of the life insurance companies. AIG also sold insurance on multi-sector collateralized debt obligations, backed by …

We investigate partial insurance and group risk sharing in extended family networks. Our approach is based on … insurable within extended family networks. However, we find little evidence that the extended family provides insurance for such …