Individuals in the United States consistently do most of their saving through financial intermediaries, but over time … further alter the pattern of individuals' saving flows. This paper assesses the potential effects on interest rates, and via … saving behavior: additional pension contributions financed by individuals, additional pension contributions financed by …

After exploring both the crucial role of the interest elasticity of the saving rate in the analysis of a wide variety … consumption and saving have biased the estimated elasticity toward zero, this study presents new estimates of consumption … elasticity of saving …

declines in the US have been matched by sharp increases for developing Asia and the Middle East. The world saving rate has …

saving, and focus on whether the interest rate effect is dominated by the income (i.e., negative) or the substitution (i … saving only for a full-country sample and a group of Asian economies. We also examine if low real - or nominal - interest … rates have any impact on the link between the real interest rate and the private saving rate. We find that among developing …

existing debt. A simulation is conducted on future paths of household saving and fiscal situations to show that the ceiling …

This paper is the first to study the effect of financial restatement on bank loan contracting. Compared with loans …

disentangle loan supply from loan demand shift in the bank lending channel' literature. The results, derived from a sample of … in the pass-through on the interest rate on current accounts depends mainly on banks' liability structure. Bank's size is …

. Using branch-level deposit rate data, we find little evidence for market discipline as rates are similar across bank … correlated with loan growth in other states in which their bank has some presence, suggesting internal capital markets help … reallocate the bank's funding …