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experimental study based on a hope intervention in Oaxaca, Mexico among 601 indigenous women with access to microfinance loans. Our …
Persistent link: https://www.econbiz.de/10012456019
of microfinance. Random variation in the frequency of mandatory meetings across first-time borrower groups generates …
Persistent link: https://www.econbiz.de/10012462635
, India, we find that "gung ho entrepreneurs" (GEs), households who were already running a business before microfinance … model of technology choice in which talented entrepreneurs can access either a diminishing-returns technology, or a more … entrepreneurial ability is important and persistent. For talented but low-wealth entrepreneurs, short-term access to credit can indeed …
Persistent link: https://www.econbiz.de/10012480290
A randomized experiment among poor entrepreneurs tested the impact of exogenously inducing higher financial aspirations …
Persistent link: https://www.econbiz.de/10012496161
I use a field experiment in rural Kenya to study how temporary incentives to save impact long-run economic outcomes. Study participants randomly selected to receive large temporary interest rates on an individual bank account had significantly more income and assets 2.5 years after the interest...
Persistent link: https://www.econbiz.de/10012456145
catalyze adoption of investments and practices aimed towards enterprise growth. We find that entrepreneurs invest the cash, and …
Persistent link: https://www.econbiz.de/10012460338
Microcredit promised business growth for small firms lacking access to banking loans. Yet while reaching millions, recent randomized evaluations suggest limited average business impacts. Critics often blame contract rigidity, specifically the fixed and frequent installments, for the lack of...
Persistent link: https://www.econbiz.de/10013462683
estimate impacts from an expansion of group lending at 110% APR by the largest microlender in Mexico. Average effects on a rich …
Persistent link: https://www.econbiz.de/10012458835
estimate impacts from an expansion of group lending at 110% APR by the largest microlender in Mexico. Average effects on a rich …
Persistent link: https://www.econbiz.de/10012459542
lending practice. We use randomized interest rates, offered across 80 regions by Mexico's largest microlender, to identify a …
Persistent link: https://www.econbiz.de/10012459555