Using proprietary individual level loan data, this paper explores the economic consequences of the 2009 bank entry … deregulation in China. Such deregulation leads to higher screening standards, lower interest rates, and lower delinquency rates for … corporate loans from entrant banks. Consequently, in deregulated cities, private firms with bank credit access increase asset …

data through 2008 to investigate whether bank consolidation and other measures achieved their stated goals and whether they …

quasi-exogenous increases in bank size in postwar Germany. I show that firms did not grow faster after their relationship …, but worked with riskier borrowers. Bank managers benefited through higher salaries and media attention. The paper presents …

in the financial sector of the U.S. economy. The analysis focuses on contingent liability of bank owners for losses …

positive and significant impact of Equity Bank, a leading private commercial bank on financial access, especially for under …-privileged households. Equity Bank's business model--providing financial services to population segments typically ignored by traditional …

Credit scoring was introduced in India in 2007. We study the pace of its adoption by new private banks (NPBs) and state … banks suggests that neither bank size nor government ownership fully explains adoption patterns. Organizational culture …

pre-crisis data, in order to study the impact of government guarantees on bank performance during a crisis. Using bank … private sector bank branches in districts with greater exposure to state-owned banks experienced deposit withdrawals and … shortening of deposit maturity. In contrast, nearby vulnerable state-owned bank branches grew their deposit base and increased …

using a natural experiment in India as well as data from China, Indonesia, the Philippines, South Africa, and Kenya …