savings are smaller than the short-run effects, with some savings financed via debt. I also review efforts to expand access to … employer-based retirement savings and liquid savings, the pros and cons of target date funds as default investment options …

This paper documents the life-cycle patterns of household portfolios in Canada, and investigates several hypotheses …

The persistence of high savings-investment correlations and home-country bias in portfolio construction at the national … level is contrasted with new evidence of savings behaviour in Canadian provinces. We confirm that national borders clearly … significant correlation between national savings and investment, among provinces that effect disappears. We discuss the …

In comparing Canada with the U.S., we first simulate the U.S. demographic transition, treating the U.S. as a closed … Canada simulations, Canada is assumed to be an open economy which takes the U.S. interest rate as given. The simulations … indicate that demographics are likely to have significant effects on rates of saving and taxation in both the U.S. and Canada …

account and the intertemporal savings and investment choices of its households, firms, and governments. In this paper, we … quarterly aggregate data in Canada and the United Kingdom. However, we also assess the economic significance of these … household saving in Canada and Britain …

Using unique survey and administrative data from the Canada Student Loans Program, we document that parental support … and personal savings substantially lower student loan repayment problems. We develop a theoretical model for studying … may be inefficient and lead to undesirable redistribution. Empirically, we demonstrate that expanding Canada's income …

pension system reform in Canada. In this paper, we draw on internationally comparable survey evidence on financial literacy … and retirement planning in Canada to investigate how financially literate Canadians are and who does plan for retirement … retirement savings …