We study a retirement savings plan with a default contribution rate of 12% of income, which is much higher than …

We analyze the saving motives of European households using micro-data from the Household Finance and Consumption Survey …

Using friendship data from Facebook, we study the effects of three aspects of social capital on household financial …, we provide evidence supporting a causal link between household financial behavior and the income of one's friends …

individuals. I cover advice on savings rates, the advisability of being a wealthy hand-to-mouth consumer, asset allocation, non …-mortgage debt management, simultaneous holding of high-interest debt and low-interest savings, and mortgage choices …

savings are smaller than the short-run effects, with some savings financed via debt. I also review efforts to expand access to … employer-based retirement savings and liquid savings, the pros and cons of target date funds as default investment options …

We investigate how information processing frictions contribute to household suboptimal saving and investment behavior …. We find that 60% of open accounts in college 529 savings plans are invested suboptimally due to high expenses and tax … with household financial literacy and increases with plan document disclosure complexity. Overall, our results suggest that …

We provide a first look into the drivers of household cryptocurrency investing. Analyzing consumer transaction data for … investors. High past crypto returns and personal income shocks lead to increased cryptocurrency investments. Higher household …