We study capital regulation in a dynamic model for bank deposits. Capital regulation addresses banks' incentive for … excessive leverage that dilutes depositors, but preserves some dilution to reduce bank defaults. We show theoretically that …

locations of large-bank branches have demographics typically associated with greater financial sophistication, large-bank …

influencing decarbonization. Moreover, decarbonization and green investment are tied to enhanced profitability through bank …

Bank liquid asset holdings vary significantly across banks and through time. The determinants of liquid asset holdings …

In recent years, assets of non-bank financial intermediaries (NBFIs) have grown significantly relative to those of …. We argue instead that NBFI and bank businesses and risks are so interwoven that they are better described as having … contingent liquidity risk from the provision of credit lines to NBFIs; and (iii) Empirical work confirms bank-NBFI linkages …

Bank branch density, defined as the number of bank branches to total deposits, has significantly declined over the past …

bank approval disparity is also larger in more racially biased counties. We conclude that insofar as automation by fintechs …

Bank payout policy is strongly affected by regulation and politics, especially for the largest banks. Banks, but not … the Global Financial Crisis, bank regulators' influence on payout policies of the largest banks increases sharply and …