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Many new products presumed to be privately beneficial to the poor have a high price elasticity of demand and ultimately … the optimum subsidy scheme that can insure a given take-up for a new weather insurance for rice producers. We build a … model that includes the forces that are known to be determinants of insurance demand, provide reduced form confirmation of …
Persistent link: https://www.econbiz.de/10012455978
A positive correlation between insurance coverage and ex post risk can be an indicator for private information in insurance markets. However, this test fails if agents have heterogeneous risk attitudes. We propose a new test that conditions on unobserved types of individuals who differ in their...
Persistent link: https://www.econbiz.de/10012461920
hospital-insurer bargaining over premiums and reimbursements, household demand for insurance, and individual demand for …
Persistent link: https://www.econbiz.de/10012459260
of one policy response: linking subsidies to prices, to target a given post-subsidy premium. We show that these price …
Persistent link: https://www.econbiz.de/10012455577
and benefit package. Medicare provides a subsidy, based on a "benchmark payment rate", for each Medicare beneficiary a … plan enrolls. We investigate how this subsidy, the primary policy lever in the market, affects the equilibrium premiums and … subsidy dollars and can account for the empirical results. More specifically, institutional features make it difficult for …
Persistent link: https://www.econbiz.de/10012458457
approximately $140 million or 7.5 percent of current coverage. As expected, tax effects vary with the elasticity of demand. When … demand is largely inelastic, e.g., automobile liability coverage, taxes do not affect self-insurance …
Persistent link: https://www.econbiz.de/10012471330
data, I then show that this type of demand heterogeneity is empirically relevant in a consumer health plan setting. Younger … and older consumers and men and women reveal strikingly different demand for health insurance, conditional on their …
Persistent link: https://www.econbiz.de/10012456237
substantial premium subsidy from the government? We find that providing access to formal insurance significantly increases farmers …
Persistent link: https://www.econbiz.de/10012463253
We study the coverage impacts of a 65-percent health insurance premium subsidy which targeted employer-insured workers … American Recovery and Reinvestment Act (ARRA) COBRA subsidy and contributes to a better understanding of consumer responses to … the subsidy is associated with a substantial increase in own-name employer coverage among the targeted group. We estimate …
Persistent link: https://www.econbiz.de/10012458469
"Short-run subsidies for health products are common in poor countries. How do they affect long-run adoption? We present a model of technology adoption in which people learn about a technology's effectiveness by using it (or observing others using it) for some time, but people quit using it too...
Persistent link: https://www.econbiz.de/10003987975