Open banking (OB) empowers bank customers to share transaction data with fintechs and other banks. 49 countries have … for advice. When used for credit, OB promotes entry and competition by reducing adverse selection, but higher prices for …

Prior research, primarily based on lab experiments, suggests that females might be more averse to competition than … significant gender differences in willingness to participate under competition. Among those in STEM fields, we detect no …

, we analyze firm misreporting, auditor monitoring and competition, and regulatory policy in a unified model. A federated …

We examine the impact of lost intellectual property protection on innovation, competition, acquisitions, lawsuits and … the Alice Corp. vs. CLS Bank International Supreme Court decision. This decision has impacted patents in multiple areas … lose as they face increased competition, product-market encroachment, and lower profits and valuations. They increase R …

bank approval disparity is also larger in more racially biased counties. We conclude that insofar as automation by fintechs …

Bank branch density, defined as the number of bank branches to total deposits, has significantly declined over the past …

locations of large-bank branches have demographics typically associated with greater financial sophistication, large-bank …

Bank liquid asset holdings vary significantly across banks and through time. The determinants of liquid asset holdings …

In recent years, assets of non-bank financial intermediaries (NBFIs) have grown significantly relative to those of …. We argue instead that NBFI and bank businesses and risks are so interwoven that they are better described as having … contingent liquidity risk from the provision of credit lines to NBFIs; and (iii) Empirical work confirms bank-NBFI linkages …

Bank payout policy is strongly affected by regulation and politics, especially for the largest banks. Banks, but not … the Global Financial Crisis, bank regulators' influence on payout policies of the largest banks increases sharply and …