locations of large-bank branches have demographics typically associated with greater financial sophistication, large-bank …

Under-refinancing limits the transmission of accommodative monetary policy to the household sector and costs mortgage … attention frictions that inhibit transmission by partnering with a large bank to analyze a field experiment testing messages … likelihood mortgage holders are attentive by over 60%, from 24% to 39%. A conservative back-of-the-envelope cost …

Open banking (OB) empowers bank customers to share transaction data with fintechs and other banks. 49 countries have …

bank approval disparity is also larger in more racially biased counties. We conclude that insofar as automation by fintechs …

Bank branch density, defined as the number of bank branches to total deposits, has significantly declined over the past …

Bank liquid asset holdings vary significantly across banks and through time. The determinants of liquid asset holdings …

In recent years, assets of non-bank financial intermediaries (NBFIs) have grown significantly relative to those of …. We argue instead that NBFI and bank businesses and risks are so interwoven that they are better described as having … contingent liquidity risk from the provision of credit lines to NBFIs; and (iii) Empirical work confirms bank-NBFI linkages …

Bank payout policy is strongly affected by regulation and politics, especially for the largest banks. Banks, but not … the Global Financial Crisis, bank regulators' influence on payout policies of the largest banks increases sharply and …