consistent with adverse selection during the pandemic, while we do find advantageous selection. Moreover, life insurance … policyholders were more likely to get vaccinated, thus taking ex-post preventive action reducing their pandemic risk. Such positive …

We conduct a survey-based experiment with 2,776 students at a non-profit university to analyze income insurance demand … in education financing. We offered students a hypothetical choice: either a federal loan with income-driven repayment or … ISA uptake by 43%. We observe that students are responsive to changes in contract terms and possible student loan …

arrival, consistent with i) pandemic constraints on spending, ii) other pandemic programs and social insurance, and iii) the … broader disbursement of the EIPs compared to the economic losses during the early stages of the pandemic. While these EIPs did … not fill an urgent economic need for most households, the first round of EIPs did provide timely pandemic insurance to …