racial differences in the magnitude and composition of wealth and the reasons for them. On average, young black families hold … 18 percent of the wealth of young white families, and hold their wealth in proportionately different forms. Even after … controlling for racial differences in income and other demographic factors, as much as three-quarters of the wealth gap remains …

We explore the extent to which the huge race gap in wealth can be explained with properly constructed income and … demographic variables. In some instances we explain the entire wealth gap with income and demographics provided that we estimate … the wealth model on a sample of whites. However, we typically explain a much smaller fraction when we estimate the wealth …

roughly two-thirds of the overall wealth gap …

factors and environments in explaining both cognitive and noncognitive ability differentials by ethnicity and race. Policies …

Economic and social theorists have modeled race and ethnicity as a form of personal identity produced in recognition of … race and ethnicity is potentially endogenous because racial and ethnic identities are fluid. We look at the free African … race individuals then choose whether or not to adopt that mulatto identity. Adopting a mulatto identity generates pecuniary …

than just matching their academic ability to the institution, and prefer institutions with a large proportion of same race … students and campuses where same race students from their high school have been successful in the past …

This paper examines how high cost mortgage lending varies by race and ethnicity. It uses a unique panel data that …