We estimate the role of firms in worker health care utilization. Using linked administrative data on Austrian workers … utilization in a setting with non-employer provided universal health care. We find that firms are responsible for nearly 30 … percent of the variation in across-worker health care expenditures. Effects are not driven by changes in geography or industry …

This paper analyzes the role that health status plays in household portfolio decisions using data from the Health and … Retirement Study. The results indicate that health is a significant predictor of both the probability of owning different types … of financial assets and the share of financial wealth held in each asset category. Households in poor health are less …

It is conventional wisdom that it is possible to reduce exposure to indoor air pollution, improve health outcomes, and … lung functioning or health and there is no change in fuel consumption (and presumably greenhouse gas emissions). The … and health technologies in real-world settings where behavior may temper impacts, and to test them over a long enough …

We develop a pair of risk measures, health and mortality delta, for the universe of life and health insurance products …. A life-cycle model of insurance choice simplifies to replicating the optimal health and mortality delta through a … portfolio of insurance products. We estimate the model to explain the observed variation in health and mortality delta implied …

.S. population. A key feature of this method is its simplicity - it only requires data on out-of-pocket (OOP) health care spending … and total health care spending and does not require detailed knowledge of health insurance benefit design. We apply our … the current design of health plans may put the health and financial well-being of the chronically ill at risk …

service on health and income. This research has shown that effects of veteran status on mortality and earnings that appeared …: household and family life. In the present study we use the same IV approach to model the causal impact of Vietnam- era military …

a household bargaining model. The relationship between the wage gap and violence suggests that reductions in violence … may provide an alternative explanation for the well-established finding that child health improves when mothers control a … greater share of the household resources. Using instrumental variable and propsensity score techniques to control for …

Health and Retirement Study (HRS). In particular, we investigate the influence of aging and health shocks on a household … to sell vehicles, businesses, and real estate and to put money into bank accounts and CDs, and further that other health … shocks have very similar impacts. Finally, we explore why health shocks affect asset holdings and find that the effect of a …