actions by bank owners to change management, contract with depositors to extend liability maturity structure, write off bad … assets, and/or inject capital affected bank survival and deposit retention. This historical episode is particularly …

. However, a financial institution -- perhaps best viewed as a savings bank -- can provide partial insurance by generating a … the bank faces a tradeoff between provision of insurance and maintenance of private incentives … privately observable, idiosyncratic random events. The information structure precludes conventional insurance arrangements …

We develop a theory of bank board risk committees. With this theory, such committees are valuable even though there is … no expectation that bank risk is lower if the bank has a well-functioning risk committee. As predicted by our theory (1 …) many large and complex banks voluntarily chose to have a risk committee before the Dodd-Frank Act forced bank holding …

-of-second-to-last-resort". Using daily supervisory bank balance sheet information, we find that U.S. GSIBs modestly increase their dollar liquidity … broker-dealer subsidiaries within the same bank holding company are crucial to this type of "reserve-draining" intermediation …

degrees of dependence on external financing or access to capital. However, because regulations affecting bank entry varied … financing or have greater access to external funding sources, while deposit insurance depressed growth in the manufacturing … sector. Regulations on bank entry and other banking market characteristics thus appear to exert an independent influence on …

the effect of a state's interstate banking regulation on the level and structure of bank CEO compensation. Using panel …

the area that would eventually become the Manufacturing Belt. Using a new bank census, the paper shows that these changes …