This paper investigates how explicit deposit insurance (EDI) scheme in place influence bank lending during the global … home” effect) charging higher interest rates during the 2007-2009 crisis. We report that banks in countries with EDI are … pronounced for banks heavily relying on deposit funding. Evidence also reveals that more generous or credible deposit insurance …

The issue of bank dividend regulation has become highly controversial as the stress induced on bank capital during the … 2008 financial crisis and the covid pandemic created a demand for enhanced regulation and restrictions on bank dividend … central-reserve-city banks during the Great Depression and its aftermath to 1973, and in particular the active risk management …