Meadows, Pamela; Ormerod, Paul; Cook, William - In: National Institute Economic Review 189 (2004) 1, pp. 99-109
Almost one in ten adults in Britain do not use mainstream financial services. Most of them are not in paid employment. However, most people without paid work have accounts. Two hypotheses have been put forward: (i) reluctance by financial institutions to serve low-income customers; and (ii)...