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Reverse Mortgages : What Homeowners (Don't) Know and How it Matters

Davidoff, Thomas - 2015

. Demand for reverse mortgage is far behind predictions. Based on a survey of U.S. homeowners aged 58 we assess product … knowledge (literacy) and its relation to reverse mortgage demand. Awareness of the product is very high while knowledge is … fairly low. Lack of product knowledge relates to low interest in the product. Knowing peers who have a reverse mortgage …

Persistent link: https://www.econbiz.de/10013016914

The Retirement-Savings Puzzle Revisited : The Role of Housing as a Bequeathable Asset

Andreu, Eduard Suari - 2016

The so-called retirement-savings puzzle is a phenomenon by which, contrary to what the basic life-cycle model predicts, households do not run down their wealth significantly during retirement. In this survey paper we briefly review the literature that attempts to solve the retirement-savings...

Persistent link: https://www.econbiz.de/10012997163

Explaining Why, Right or Wrong, (Italian) Households Do Not Like Reverse Mortgages

Fornero, Elsa - 2011

elderly in one such instrument, the reverse mortgage. We draw from a unique dataset, UniCredit's 2007 survey on household …

Persistent link: https://www.econbiz.de/10013119084

The Cognitive Impact of Social Activities in Older Age

Christelis, Dimitris - 2017

This study examines the causal effect of being socially active on old age cognition, using harmonized data from 18 European countries. We handle the endogeneity of social participation via nonparametric partial identification methods that bound the average treatment effect while using fairly...

Persistent link: https://www.econbiz.de/10012971314

Retirement Timing of Women and the Role of Care Responsibilities for Grandchildren

Lumsdaine, Robin L. - 2015

This paper considers the potential relationship between providing care for grandchildren and retirement, among women nearing retirement age. Using 47,444 person-wave observations from the Health and Retirement Study (HRS), we find the arrival of a new grandchild is associated with a more than...

Persistent link: https://www.econbiz.de/10013017767

Changes in the Income Distribution of the Dutch Elderly between 1989 and 2020 : A Dynamic Microsimulation

Knoef, Marike; Alessie, Rob J. M.; Kalwij, Adriaan - 2012

This paper analyzes the income distribution of the Dutch elderly using a microsimulation model. Microsimulation models allow for detailed estimates on the whole income distribution. Our model deviates from traditional models by explicitly considering the persistency and heteroskedasticity of...

Persistent link: https://www.econbiz.de/10014200824

Home Care for the Elderly : Family, Friends, and the State

Kalwij, Adriaan; Pasini, Giacomo; Wu, Mingqin - 2012

This paper uses data from the Survey of Health, Ageing and Retirement in Europe to examine the home care received by elderly in Western Europe. Specifically, we relate the demand for home care to the health status of the elderly household members and like previous studies find that health...

Persistent link: https://www.econbiz.de/10014200837

Satisfaction with Daily Activities after Retirement in Europe

Bonsang, Eric; van Soest, Arthur - 2012

This paper analyses the determinants of satisfaction with daily activities among retirees aged 65 years or older in eleven European countries. We use data from the Survey of Health, Ageing and Retirement in Europe on self-assessed satisfaction with daily activities and anchoring vignettes to...

Persistent link: https://www.econbiz.de/10014165458

What Do Wages Add to the Health-Employment Nexus? Evidence from Older European Workers

Flores, Manuel - 2013

This paper adds to the empirical literature on health as an important determinant of employment at older ages by exploring the role in the health-employment nexus of the wage rates of 50 to 64-year-old workers. To do so, we use individual-level panel data from the Survey of Health, Ageing and...

Persistent link: https://www.econbiz.de/10013084785

Does Retirement Affect Cognitive Functioning?

Bonsang, Eric - 2010

This paper analyzes the effect of retirement on cognitive functioning using two large scale surveys. First, a longitudinal survey among older Americans allows controlling for individual heterogeneity and endogeneity of the retirement decision. Second, a cross-national European survey allows...

Persistent link: https://www.econbiz.de/10013134874

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