Costs impose restraints upon all activities. Certain costs chargeable to a sector of an industry-- as for example, milk assembly and hauling costs--must be broken down from their total into the shares chargeable to individual users. When there is flexibility in this apportionment of cost shares,...

Insurance rates for crop yield protection programs have traditionally been calcu lated from county average yie lds. Where grower acreages and yields are not homogeneous, this approach leads to higher premiums and payouts and greater incidence of adverse selection . With individual grower data a...