The starting point of this paper is the interrelation between learning, innovation, regional and local development in the 'Knowledge or Learning Economy'. Along with the traditional economic factors that have been considered in the literature on regional development, other factors such as trust,...

The bankruptcy of three big private banks (Econômico, Nacional and Bamerindus) in the beginning of the Plano Real has been attributed to the fast and intense growth of loan after the fall of inflation. The three banks balance sheet data, however, show a decrease in credit amount or a very small...