The purpose of this article is to present the development of Romania's banking system performance based on ROA (Return to Assets) and ROE (Return on Equity) ratios between 2000 and 2012. The main objectives focused on presentation the theoretical banking performance aspects and banking...

This paper aims to analyze the dimensions of the nongovernmental credit in Romania, during 2004-2013, its positive implications and the generated risks, as well as the management of this phenomenon by the banking supervisory authority, in order to preserve financial stability.

The present work consists of two parts: the first part is a comparative analysis of the number of bank branches per 100,000 adults and of population and ATMs per 100,000 adults in Romania and other four EU countries (Bulgaria, Estonia, Hungary, Poland), and the second part consists in an...

The business world is becoming increasingly competitive and the profitability of those involved in economic life depends increasingly of operational efficiency of specific activities undertaken. To ensure optimal functioning, they have to know, apply and comply with the conditions and...

In recent years, the market for on-demand CRM applications suffered especially in the segment of small and medium companies because of the concerns about the cost and the complexity of on request implementations. CRM on demand is a good choice for companies that want to implement standard...

This paper is a stage of creating, testing and validation of a multiple regression equation of economic and financial performance for a statistical population of Romanian banking system in 2008-2013.

The indicators on financial stability provide a multitude of information related to the strength and stability of the financial system which are essential to the macroprudential analysis. The objective of this article is to analyze the main indicators developed by the IMF on financial stability...

We talk about crisis since 2008 and we still do not know if it's over, how and when it will end, what it will be after this period. It was a lesson for the whole system to have new standards when it comes to the financial system - banking, or just a new way of reshaping the human concept of...

The crisis that affected the Romanian economy from the last months of 2008 was not without consequences for the banking system of our country. One of its effects was the Romanian banks' lending policies. Changes in lending policy content of Romanian credit institutions can be seen by analyzing...