leveraged on average, she finds that smaller firms have significantly less access to bank finance than larger firms do. This …

for movable assets on firms' access to bank finance. It compares firms' access to bank finance in seven countries that …' access to bank finance. There is also some evidence that this effect is larger among smaller firms. …

of bank competition on firms' access to finance. They find that low competition, as measured by high values of the Lerner … index, diminishes firms' access to finance, while commonly-used bank concentration measures are not robust predictors of … firms' access to finance. In addition, they find that the impact of competition on access to finance depends on the …