Showing 1 - 10 of 88
findings show greater returns among men than among women; indeed, returns were not different from zero for women. The authors … social constraints limiting sales to local areas are not important. However, there is evidence that women invested grants … spend the grant on working capital and women on equipment. The gender gap is largest when male-dominated sectors are …
Persistent link: https://www.econbiz.de/10012552536
examine the implications for the institutions profitability and their outreach to small-scale borrowers and women. The tests … and less lending to women than in ordinary least squares regressions, although it is not significantly associated with … adjust loan sizes or lend less to women when supervised, but their profitability is significantly reduced. …
Persistent link: https://www.econbiz.de/10012551871
and serve more women as a fraction of customers than do commercialized microfinance banks, but their costs per dollar lent …
Persistent link: https://www.econbiz.de/10012552010
Female entrepreneurship is low in many developing economies partly because of constraints on women's time and mobility …, which are often reinforced by social norms. This paper analyzes a marketing experiment designed to encourage women to adopt … a new microcredit product. A brochure with the same content but two different covers was randomly distributed among male …
Persistent link: https://www.econbiz.de/10012552125
the poorest customers and women. Those institutions, as a group, charge their customers the highest fees in the sample but …
Persistent link: https://www.econbiz.de/10012552417
Is the vast army of the self-employed in low income countries a source of employment generation? This paper uses data from surveys in Sri Lanka to compare the characteristics of own account workers (non-employers) with wage workers and with owners of larger firms. The authors use a rich set of...
Persistent link: https://www.econbiz.de/10012552421
Microfinance contracts have proven able to secure high rates of loan repayment in the face of limited liability and information asymmetries, but high repayment rates have not translated easily into profits for most microbanks. Profitability, though, is at the heart of the promise that...
Persistent link: https://www.econbiz.de/10012553653
The author assesses the extent to which Chilean firms have access to sufficient and adequate sources of funds. Access to finance has become an important issue for policymakers in Latin America. Small and medium enterprises (SMEs), in particular, complain that their lack of access to adequate...
Persistent link: https://www.econbiz.de/10012553670
Microfinance has been heralded as an effective way to address imperfections in credit markets. But from a theoretical perspective, the success of microfinance contracts has puzzling elements. In particular, the group-based mechanisms often employed are vulnerable to free-riding and collusion,...
Persistent link: https://www.econbiz.de/10012553800
Group liability is often portrayed as the key innovation that led to the explosion of the microcredit movement, which … half of the 169 pre-existing group liability 'centers' of approximately twenty women to individual-liability centers …
Persistent link: https://www.econbiz.de/10012553830