key microfinance approaches in India, taking a close look at the most dominant among these, the Self Help Group (SHG) Bank …: India's rural poor currently have very little access to finance from formal sources. Microfinance approaches have tried to … microfinance approaches to coexist. Private sector microfinanciers need to acquire greater professionalism, and the government can …

Regulation allows microfinance institutions to evolve more fully into banks, particularly for institutions aiming to … draw on a new database that combines high-quality financial data on 245 of the world s largest microfinance institutions … profitability. The pattern is consistent with the notion that profit-oriented microfinance institutions absorb the cost of …

This paper describes important trade-offs that microfinance practitioners, donors, and regulators navigate. Drawing … evidence from large, global surveys of microfinance institutions, the authors find a basic tension between meeting social goals … and maximizing financial performance. For example, non-profit microfinance institutions make far smaller loans on average …

Microfinance institutions have proved the possibility of providing reliable banking services to poor customers. Their … second aim is to do so in a commercially-viable way. This paper analyzes the tensions and opportunities of microfinance as it … embraces the market, drawing on a data set that includes 346 of the world's leading microfinance institutions and covers nearly …

Microfinance contracts have proven able to secure high rates of loan repayment in the face of limited liability and …, though, is at the heart of the promise that microfinance can deliver poverty reduction while not relying on ongoing subsidy …