Showing 1 - 10 of 17
Finance for micro, small, and medium-sized enterprises (MSMEs) has been a concern for all stakeholders including … challenges faced by MSMEs in sourcing of finance during different stages of their life cycle. This study is a first … limitation in the identification and utilization of sources of finance. Data was collected through personal interviews using a …
Persistent link: https://www.econbiz.de/10011522010
This paper describes the common financing challenges faced by micro, small, and medium-sized enterprises (MSMEs) in India and some important measures taken to address them, with a focus on the credit rating scheme implemented in 2000. It examines the usefulness as well as the limitations of the...
Persistent link: https://www.econbiz.de/10011992093
"Although there has been considerable recent interest in micro-credit programs, rigorous evidence on the impacts of forming self-help groups to mobilize savings and foster social empowerment at the local level is virtually non-existent, despite a large number of programs following this pattern....
Persistent link: https://www.econbiz.de/10011394178
"Despite the popularity and unique nature of women's self-help groups in India, evidence of their economic impacts is scant. Based on two rounds of a 2,400 household panel, the authors use double differences, propensity score matching, and pipeline comparison to assess economic impacts of longer...
Persistent link: https://www.econbiz.de/10011394180
"This paper reviews the current level and pattern of access to finance for India's rural poor and examines some of the … the reasons behind this, and the lessons learned. The analysis draws heavily on a recent rural access to finance survey of …: India's rural poor currently have very little access to finance from formal sources. Microfinance approaches have tried to …
Persistent link: https://www.econbiz.de/10010522554
"The major form of microfinance in India is that based on women's Self Help Groups (SHGs), which are small groups of 10--20 members. These groups collect savings from their members and provide loans to them. However, unlike most accumulating savings and credit associations (ASCAs) found in...
Persistent link: https://www.econbiz.de/10010522683
Many reforms have taken place in Indonesia following the Asian financial crisis of 1997 - 1998. The government has embarked upon institutional transformation, making the country one of the region's most vibrant democracies. In social, economic, and political areas, Indonesia has seen much...
Persistent link: https://www.econbiz.de/10011289307
India's financial inclusion agenda has witnessed a paradigm shift over the last decade, away from an emphasis on credit to a more comprehensive approach toward financial services (e.g., opening bank accounts and offering basic financial products, such as insurance). This paper describes the...
Persistent link: https://www.econbiz.de/10011453340
With maturity in the microfinance market in South Asia, it is observed that some microfinance members' needs grow beyond the boundaries of traditional microfinance group loans. In addition, there are other small enterprises whose needs are not met by microfinance institutions or commercial...
Persistent link: https://www.econbiz.de/10011522083
This paper discusses the business correspondent (BC)-agent banking model in India against the backdrop of community-based rural livelihood programs, its relevance in facilitating financial inclusion in underserved rural geographies, and its potential to address the gender gap in financial...
Persistent link: https://www.econbiz.de/10012627087