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This paper develops and estimates a dynamic model of individuals' and couples' labor supply, savings, and retirement … impacts. The analysis finds that household structure is an important determinant of the behavioral and distributional impacts …
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and unique evidence on which households have savings and how they save. The paper shows that the percentage of savers is … low, and savings are frequently informal. Formal savings are dominated by bank savings, and participation in contractual … and capital market savings is very low in comparison to high-income countries. Poor households are significantly less …
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behavior. This treatment is interacted with the option of opening a savings account at the screening of the movie. At the exit … of the screening, individuals in the financial education movie treatment are more likely to open a savings account than … individuals in the placebo movie treatment. However, the effects dissipate quickly. When savings and borrowing behavior is …
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drought shocks. It analyzes mechanisms through which cash transfers contribute to resilience, such as savings facilitation …, asset accumulation, or income smoothing in agriculture and off-farm activities. It combines household survey data collected … that cash transfers increase household consumption by about 10 percent on average. Importantly, this increase is mostly …
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