Similar Search Results

Payment size, negative equity, and mortgage default

Fuster, Andreas; Willen, Paul S. - 2012

Surprisingly little is known about the importance of mortgage payment size for default, as efforts to measure the treatment effect of rate increases or loan modifications are confounded by borrower selection. We study a sample of hybrid adjustable-rate mortgages that have experienced large rate...

Persistent link: https://www.econbiz.de/10010377446

Summary of the Workshop on Consumer Behavior and Payment Choice

Schuh, Scott; Stavins, Joanna - 2008

. Topics addressed are the consumer adoption of new payment technologies, credit card debt management, payment card surcharges …

Persistent link: https://www.econbiz.de/10010282747

The Boston Fed study of consumer behavior and payment choice: A survey of Federal Reserve System employees

Benton, Marques; Blair, Krista; Crowe, Marianne; Schuh, … - 2007

and payment choice are publicly available. This paper describes the results of a survey of payment behavior and attitudes … taken by Federal Reserve employees in 2004. Major contributions of the survey are that it asks: 1) why payment choices are … payment choice. Although the survey is not statistically representative of U.S. consumers, and thus may not provide accurate …

Persistent link: https://www.econbiz.de/10010282767

Consumer behavior and payment choice: 2006 conference summary

Carten, Margaret; Littman, Dan; Schuh, Scott; Stavins, … - 2007

This paper summarizes the proceedings of the second Consumer Behavior and Payment Choice conference, held at the Federal Reserve Bank of Boston on July 2527, 2006. These conferences are unique in featuring the collaboration of two groups of payments experts the private-sector payments industry...

Persistent link: https://www.econbiz.de/10010282779

Lifecycle prices and production

Aguiar, Mark; Hurst, Erik - 2005

Using scanner data and time diaries, we document how households substitute time for money through shopping and home production. We find evidence that there is substantial heterogeneity in prices paid across households for identical consumption goods in the same metro area at any given point in...

Persistent link: https://www.econbiz.de/10010282783

Adopting, using, and discarding paper and electronic payment instruments: Variation by age and race

Mann, Ronald J. - 2011

This paper uses data from the 2008 Survey of Consumer Payment Choice to discuss the adoption, use, and discarding of …

Persistent link: https://www.econbiz.de/10010282787

The 2009 survey of consumer payment choice

Foster, Kevin; Meijer, Erik; Schuh, Scott; Zabek, Michael A. - 2011

This paper presents results of the 2009 Survey of Consumer Payment Choice (SCPC), along with revised 2008 SCPC data. In …

Persistent link: https://www.econbiz.de/10010286942

The pros and cons of sick pay schemes: Testing for contagious presenteeism and shirking behavior

Pichler, Stefan; Ziebarth, Nicolas - 2015

This paper proposes a test for the existence and degree of contagious presenteeism and negative externalities in sickness insurance schemes. First, we theoretically decompose moral hazard into shirking and contagious presenteeism behavior and derive testable conditions. Then, we implement the...

Persistent link: https://www.econbiz.de/10011461722

The impact of financialization on management and employment outcomes

Batt, Rosemary L.; Appelbaum, Eileen - 2013

This paper examines three questions: 1) How and why have financial models of doing business emerged in the last three decades? 2) What new forms of financial capitalism have become important in the current period? 3) How do new financial intermediaries, such as private equity, and the financial...

Persistent link: https://www.econbiz.de/10010369445

Short hours, long hours: Hour levels and trends in the retail industry in the United States, Canada, and Mexico

Carré, Françoise; Tilly, Chris - 2012

In settings where most workers have full-time schedules, hourly wages are appropriate primary indicators of job quality and worker outcomes. However, in sectors where full-time schedules do not dominate - primarily service-producing activities - total hours matter, in addition to hourly wages,...

Persistent link: https://www.econbiz.de/10010287962