payment choice. Although the survey is not statistically representative of U.S. consumers, and thus may not provide accurate …

data sources to enhance our understanding of the decisions consumers make when choosing payment methods. …

unparalleled detail about how consumers use different payment instruments. Most interestingly, it displays robust evidence of …

, consumers significantly increased their use of cash and close substitutes for cash, such as money orders and prepaid cards. At … the same time, consumers reduced their use of credit cards and (to a lesser extent) debit cards, as well as payments made … choice. In 2009, one in three consumers had a prepaid card and nearly as many had a nonbank payment account online, while 3 …