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Jobs in Springfield, Massachusetts : understanding and remedying the causes of low resident employment rates

Henderson, Yolanda Kodrzycki; Muñoz, Ana Patricia - 2010

Springfield, Massachusetts, this paper explores the causes of and potential remedies for the city’s low resident employment rates … are employed, and thus to identify policy priorities to increase employment. This study finds that solving Springfield …’s low resident employment rates will require a combination of new job creation, improved informational and physical access …

Persistent link: https://www.econbiz.de/10003941971

Social dynamics of obesity

Burke, Mary Cecilia (contributor); … - 2006

In order to explain the substantial recent increases in obesity rates in the United States, we consider the effect of falling food prices in the context of a model involving endogenous body weight norms and an explicit, empirically grounded description of human metabolism. Unlike previous...

Persistent link: https://www.econbiz.de/10003713586

Do households benefit from financial deregulation and innovation? : The case of the mortgage market

Gerardi, Kristopher (contributor); … - 2006

The U.S. mortgage market has experienced phenomenal change over the last 35 years. Most observers believe that the deregulation of the banking industry and financial markets generally has played an important part in this transformation. One issue that has received particular attention is the...

Persistent link: https://www.econbiz.de/10003713591

The Boston Fed study of consumer behavior and payment choice : a survey of Federal Reserve System employees

Benton, Marques; Blair, Krista; Crowe, Marianne; Schuh, … - 2007

The way people pay for goods and services is changing dramatically, but little data and research on consumer behavior and payment choice are publicly available. This paper describes the results of a survey of payment behavior and attitudes taken by Federal Reserve employees in 2004. Major...

Persistent link: https://www.econbiz.de/10003713601

Selection into financial literacy programs : evidence from a field study

Meier, Stephan (contributor); Sprenger, Charles (contributor) - 2007

As financial literacy has been shown to correlate with good financial decisions, policymakers promote educational programs to improve individuals’ financial decisions. But who selects into educational programs and who acquires information about personal finance? This paper, in a field study...

Persistent link: https://www.econbiz.de/10003713629

Consumer behavior and payment choice : 2006 conference summary

Carten, Margaret; Littman, Daniel A.; Schuh, Scott; … - 2007

This paper summarizes the proceedings of the second Consumer Behavior and Payment Choice conference, held at the Federal Reserve Bank of Boston on July 2527, 2006. These conferences are unique in featuring the collaboration of two groups of payments experts the private-sector payments industry...

Persistent link: https://www.econbiz.de/10003713633

Why does unemployment hurt the employed? : Evidence from the life satisfaction gap between the public and private sectors

Lüchinger, Simon (contributor); Meier, Stephan (contributor) - 2008

High rates of unemployment entail substantial costs to the working population in terms of reduced subjective well-being. This paper studies the importance of individual economic security, in particular, job security, in workers' well-being by exploiting sector-specific institutional differences...

Persistent link: https://www.econbiz.de/10003713639

Subprime facts : what (we think) we know about the subprime crisis and what we don't

Foote, Christopher L.; Gerardi, Kristopher; Götte, Lorenz - 2008

Using a variety of datasets, we document some basic facts about the current subprime crisis. Many of these facts are applicable to the crisis at a national level, while some illustrate problems relevant only to Massachusetts and New England. We conclude by discussing some outstanding questions...

Persistent link: https://www.econbiz.de/10003713651

A new approach to raising social security's earliest eligibility age

Haverstick, Kelly; Sapozhnikov, Margarita; Triest, Robert K. - 2008

While Social Securityfs Normal Retirement Age (NRA) is increasing to 67, the Earliest Eligibility Age (EEA) remains at 62. Similar plans to increase the EEA raise concerns that they would create excessive hardship on workers who are worn]out or in bad health. One simple rule to increase the EEA...

Persistent link: https://www.econbiz.de/10003810056

Summary of the Workshop on Consumer Behavior and Payment Choice

Schuh, Scott (contributor); Stavins, Joanna (contributor) - 2008

This paper summarizes and outlines some interesting issues that arose during a recent workshop on Consumer Behavior and Payment Choice, hosted by the Federal Reserve Bank of Boston's Emerging Payments Research Group (EPRG) on July 25, 2008. Topics addressed are the consumer adoption of new...

Persistent link: https://www.econbiz.de/10003810065