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Assessing the Durbin Amendment’s Debit Card Interchange Fee Cap: An Application of the “Tourist Test” to US Retailer Data

Layne-Farrar, Anne - In: Review of Network Economics 12 (2013) 2, pp. 157-182

Abstract Payment cards have been a perennial source of debate among economists. That debate received additional fodder in 2010 with passage in the US of the Durbin Amendment, which targets debit card interchange fees. I assess the Durbin Amendment, testing the interchange fee cap it imposes...

Persistent link: https://www.econbiz.de/10014618832

Payment Instruments, Financial Privacy and Online Purchases

Balgobin, Yann; Bounie, David; Quinn, Martin; … - In: Review of Network Economics 15 (2016) 3, pp. 147-168

Abstract The protection of financial personal data has become a major concern for Internet users in the digital economy. This paper investigates whether the consumers’ use of non-bank payment instruments that preserve financial privacy from banks and relatives may increase their online...

Persistent link: https://www.econbiz.de/10014618882

Some Empirical Aspects of Multi-Sided Platform Industries

Evans, David S. - In: Review of Network Economics 2 (2003) 3, pp. 191-209

Multi-Sided platform markets have two or more different groups of customers that businesses have to get and keep on board to succeed. These industries range from dating clubs (men and women), to video game consoles (game developers and users), to payment cards (cardholders and merchants), to...

Persistent link: https://www.econbiz.de/10005685446

Payment Network Scale Economies, SEPA, and Cash Replacement

Bolt, Wilko; Humphrey, David - In: Review of Network Economics 6 (2007) 4, pp. 453-473

The goal of SEPA (Single Euro Payments Area) is to facilitate the emergence of a competitive, intra-European market by … making cross-border payments as easy as domestic transactions. With cross-border inter-operability for electronic payments …, card transactions will increasingly replace cash and checks for all types of payments. Using different methods, we estimate …

Persistent link: https://www.econbiz.de/10005432503