In Romania, the accumulation of pressures in economy, as result of its administration, have imposed both the need of changing he bases of economy’s evolution and the finding up of some mathematical patterns, which could model the transition towards the market economy and permit the aligning of...

Nowadays it becomes obvious that entrepreneurship and economic performance are closely linked. 

The process of adhesion to the European structures imposes a certain direction to the capital markets and by this to the economic development. 

The paper analyses the swift growth of bank loans granted to the nongovernmental sector with a special attention on the case of Romania, concluding that it creates several perils for the macroeconomic and financial stability.