We describe some of the mechanisms underlying the occupation of social housing, in order to understand what has been called the pauperization of the French social housing sector over the last 20 years. We also suggest a filtering model that, jointly to full tenant protection and disconnection...

In an extended variant of the life-cycle hypothesis, saving behaviour is shown to depend crucially on the interaction between two preference parameters: γ, which represents risk attitudes (aversion, prudence...), and δ, the rate of time depreciation. Hence, the predictions of four specific...