aligning the cost of capital with their exposure to market risk, measured by Value at Risk; or if regulations have induced … changes to banking activities. We find rather than regulation inducing changes to the rate at which unchanged risk exposure is … capital is largely unchanged. A consequence of regulation may be to encourage the migration of riskier activities to …

. Therefore, our objective in this paper is to lay out the perceived characteristics of effective regulation by using DORA as our … effective regulation (PERM). We test the reliability and validity of this model by using the Cronbach alpha. Results show that … according to our model, an effective regulation should have four characteristics, specifically "Flexibility and Integration …

This paper captures advances in prudential regulation and supervision for challenger banks and fintech in the UK. It …-growing firms (FGFs), building on the review performed by the Prudential Regulation Authority (PRA) of the Bank of England (BoE) in … economic theory to analyse regulation and its effectiveness regarding fintech regulation and supervision. Recommendations for …

regulations usually address specific types of risks and reduce them but do not protect the entire system from another crisis. The … to financial regulation and supervision can significantly improve the safety of the financial markets. …

should be evaluated relatively using extra-financial ratings. In summary, our findings advocate for a unified regulation …

The purpose of this study is to examine whether FinTech companies believe that the growing dependence on regulation … that regulation is still one of the most pressing issues for FinTech companies, even though it is not necessarily … regulation per se that causes concerns, but the lack of a regulatory framework that would be suitable for the special situation …