variables directly related to the insurance product (e.g., a regulatory restriction of insurance acquisition costs) as well as … importance of insurance distribution in banks. Significant risk factors (statistically significant) which determine gross … cooperation between banks and insurers as well as the specificity of insurance products distribution (also local) in the …

In this paper we analyze insurance demand when the utility function depends both upon final wealth and the level of … documented in real insurance markets. …

The use of personalization mechanisms should allow the insurance distributor to reduce exploration costs and adjust the … offered insurance product to the needs, features, and situation of each individual client. This study seeks to examine how … liability should be allocated when the process of the personalization of an insurance product does not result in the client …

on the business insurance market in the medium- and long-term horizon. The first section of this elaboration presents the … measurement rules and the third describes the potential effects of COVID-19 on the insurance market. Contrary to other … in relation to the insurance company client, e.g., change in the amount of the insurance premium under the insurance …

guarantor of financial insurance. The goal of this study is the formation of a process approach in enterprise management …

risks and profitability in Russian insurance companies in the context of digitalization. Structurally, the study consisted … of a comprehensive analysis of the insurance market in the Russian Federation, as well as an identification of the … components of the risk management process of insurance companies in the context of digitalization. Documents containing key …

This paper presents a welfare analysis of several capital insurance programs in a rational expectation equilibrium … setting. We first explicitly characterize the equilibrium of each capital insurance program. Then, we demonstrate that a … capital insurance program based on aggregate loss is better than classical insurance, when big financial institutions have …

Business and credit cycles have an impact on credit insurance, as they do on other businesses. Nevertheless, in credit … insurance, the impact of the systemic risk is even more important and can lead to major losses during a crisis. Because of this … credit insurance. This paper proposes a model aiming to estimate future losses of a credit insurance portfolio, while taking …

In insurance and related industries including healthcare, it is common to have several outcome measures that the … analyst wishes to understand using explanatory variables. For example, in automobile insurance, an accident may result in … literature on multivariate frequency-severity regression modeling with a focus on insurance industry applications. Regression …