the current global pandemic crisis, the future of household finances is uncertain. The change of the macroeconomic and … the last year appear to be predictors of consumer bankruptcy which increase the risk of becoming bankrupt. Moreover, both … the ratio of credit card debt to overall debt and owning a house decrease the risk of going bankrup. …

This article considers an economy where risk is insurable, but selection determines the pool of individuals who take it … expenditures in the U.S. to understand the role of changes in the medical risk distribution on the fraction of Americans without … medical insurance. We find that both the level and the shape of the distribution of risk are important in determining the …

The aim of this study was to investigate whether firms’ reporting delays are interconnected with bankruptcy risk and … delay, either in a binary or ordinal form, was used as the dependent variable, while bankruptcy risk based on an … a higher risk of bankruptcy were more likely to delay the submission of their annual reports. Firms with different ages …

on insolvency risk will be defined by recalling the concepts of Cash Flow-at-Risk and Capital-at-Risk. A first check on … through a simulation model. The scenario analysis allows us to examine how financial and risk policies oriented by insolvency …This conceptual paper focuses on the relationship between insolvency, capital structure, and value creation. The aim is …

The aim of this article is to use multiple discriminant analysis (MDA) and logit models to assess the risk of … literature is used to select models appropriate to analyze the risk of bankruptcy of tourism enterprises listed on the Warsaw … allowed the estimation of the risk of bankruptcy of enterprises from the tourism sector in Poland as well as the assessment of …

Predicting the risk of corporate bankruptcy is one of the most important challenges for researchers dealing with the … issue of financial health evaluation. The risk of corporate bankruptcy is most often assessed with the use of early warning …

, questions arise about the appropriateness of diverse risk-coping mechanisms by households. We add to this strand of research by … individuals, specifically a legal form of business activity in shaping COVID-19-related business risk perception. We posit that … the different legal forms allow for different risk-coping mechanisms. We incorporate analysis of variance (ANOVA) on data …

In the linear coinsurance problem, examined first by Mossin (1968), a higher absolute risk aversion with respect to … wealth in the sense of Arrow–Pratt implies a higher optimal coinsurance rate. We show that this property does not hold for … decide on their health expenditures. The optimal coinsurance rate trades off a risk-sharing effect and an incentive effect …

, in view of substantial differences between the players, the risk that policyholders change their provider is important …