I show that risk-sharing pension plans can reduce some of the shortcomings of defined benefit and defined contributions … plans. The risk-sharing pension plan presented aims to improve the stability of benefits paid to generations of members … find that the risk-sharing plan offers more disappointment than a defined contribution plan, but it eliminates the …

stock market crashes, bank fails and other setbacks that endanger the yield of illiquid savings. In turbulent times, the … insurance motive to save money increases total savings by replacing deposit saving more than one-to-one. The share of deposit … savings depends positively on the expected interest rate, while the share of cash savings is the higher the less there is …

response. The main contribution of this article is to examine the relationship between risk perception of personal and work … to obtain index measures of risk perception. A multinomial logit model was applied for the probability estimations, and a … factor analysis was conducted to compute risk perception indexes (scores). Risk perception associated with personal and work …

show that the optimal form of retention must be proportional to the pool default loss even in the absence of systemic risk …

level of their savings, which are considered to be the foundation for the development of the indicated research group. There … method, the factors that influence the level of household savings were determined. The results of the research show that …

This paper aims to research the topics related to risk included in non-financial disclosure (NFD) of companies listed … on the Warsaw Stock Exchange (WSE) and explore factors that influence the risk topics ratio in NFD. We applied a content … analysis using topic modeling to discover latent risk topics in NFD. Next, with Ward's clustering, we identified four groups of …

Risk perception is an idiosyncratic process of interpretation. It is a highly personal process of making a decision … based on an individual’s frame of reference that has evolved over time. The purpose of this paper is to find out the risk … perception level of equity investors and to identify the factors influencing their risk perception. The study was conducted using …

One of the key components of financial risk management is risk measurement. This typically requires modeling …

economic interactions, certain risks are associated with their implementation. Risk factors were given a particular priority … during the secondary and primary research, while determining the most relevant risk factors of investment project processes … in relation to the B2B market. The risk map for investment project processes was created in line with the relevant …

opportunities while also introducing new risks. The aim of this study is to investigate the relationship between risk and return in … any dynamic link between risk and return in the Indian fintech market. The variance-based Mean-GARCH (GARCH-M) model was … used to determine whether there is a dynamic link between risk and return in the Indian fintech market. The findings …