Previous research predicts an increasing financial deficit in Algeria's PAYG retirement system, mainly due to rapid … mitigate the effects of population aging on the retirement system. Under generous Pay-As-You-Go schemes, promised pension … evolution of the financial balance of Algeria's retirement system under various contributable salary caps versus various …

income to cover basic needs after retirement, there will be economic repercussions if the situation is not handled soon. The … government and financial institutions have been encouraging Thai citizens to prepare retirement plans but lack understanding of … the root causes of being unprepared for retirement. The objectives of this qualitative research were to explore the …

sufficiently explain the pathway leading to retirement poverty perceptions. Instead, perceptions of financial security and the … gendered poverty perceptions at retirement. …

We are interested in defining the optimal retirement age by socio-economic class, given a Defined Benefit and a …. Therefore, we provide an alternative based on two accounts. We look for the retirement age allowing the accumulated value, at … lower retirement age for lower socio-economic classes and a higher retirement age for wealthier individuals. …

Europe are setting up pension reforms linking the retirement age and/or benefits to life expectancy. In this context, the … on the expected residual life to adjust the retirement age and keep costs at an expected budgeted level, in the spirit of … performances of selected stochastic mortality models, a model assembling technique is applied to face uncertainty in model …

Life Insurance Retirement Plans (LIRPs) offer tax-deferred cash value accumulation, tax-free withdrawals (if properly … structured), and a tax-free death benefit to beneficiaries. Thus, LIRPs share many of the tax advantages of other retirement … examine the potential of LIRPs to meet both income and bequest needs in retirement. We contrast retirement portfolios that …

We consider the financial planning problem of a retiree wishing to enter a retirement village at a future uncertain … insurance products prior to their full annuitisation on entry to the retirement village. A hyperbolic absolute risk …-aversion (HARA) utility function is used to allow necessary consumption for basic living and medical costs. The retirement village …