Risk perception is an idiosyncratic process of interpretation. It is a highly personal process of making a decision … based on an individual’s frame of reference that has evolved over time. The purpose of this paper is to find out the risk … perception level of equity investors and to identify the factors influencing their risk perception. The study was conducted using …

A company's cyber defenses are based on a secure infrastructure and risk-aware behavior by employees. With rising cyber … threats and normative training efforts showing limited impact, raising cyber risk awareness is emerging as a challenging … to understanding attitudes and influencing risk behavior. We propose and test a novel methodology to combine and …

then supposed to become larger and more heterogeneous. With respect to the insurer’s risk profile, there is a trade … more important issue that we address. In actuarial practice, the different mortality levels of the several risk classes are … model. We suggest adopting a frailty model for risk classification. We identify risk groups (or classes) within the …

The study investigates the stability of financial risk preference choices elicited from subjects by way of two methods …, namely: experimentally elicited incentivized revealed risk preferences (IRRP) and (self-reported) perceived willingness to … take a financial risk (PWTFR). The research further examines whether financial literacy (a human capital aspect) helps in …

corporate risk tolerance to elucidate the importance of corporate governance mechanisms. The applied methodology is System … that higher (lower) corporate risk-taking is related to higher (lower) corporate tax avoidance if the size of the board of … the argument that the influence of corporate risk-taking on tax avoidance behavior is governed by governance structure …

Risk taking is an inherent element of the banking business. Banks make conscious decisions regarding risk taking as … they expect to make more return if they take more risk. The primary objective of this study is to empirically investigate … the efficiency of Indian banks in generating return relative to the risk they take. If the efficiency measurement is not …

risk taking. One of the objectives is the motivation of further research on the topic. Risk-averse managers hold less … diversified portfolios and, thus, tend to take less risk than optimal for shareholders. More option grants may encourage risk … mitigating overall risk-taking incentives. The net effect of options on risk-taking behavior is, therefore, ambiguous and calls …

Financial risk aversion and financial risk tolerance are sometimes considered to be ‘opposite sides of the same coin …’, with the implication being that risk aversion (a term describing the unwillingness of an investor to take risks based on a … probability assessment) and risk tolerance (an investor’s willingness to engage in a behavior based on their subjective evaluation …