importance of insurance distribution in banks. Significant risk factors (statistically significant) which determine gross …The aim of the article is to identify the risk factors affecting bancassurance development in Poland. The development … is understood here as a change of gross written premiums obtained through banks in Poland. The group of risk factors …

We study risk-minimization for a large class of insurance contracts. Given that the individual progress in time of …-Kunita-Watanabe decomposition for a general insurance contract and specify risk-minimizing strategies in a Brownian financial market setting. The … visiting an insurance policy's states follows an F-doubly stochastic Markov chain, we describe different state-dependent types …

and the banking/insurance/reinsurance industry. Koch (2017) introduced a notion of spatial risk measure and a …An accurate assessment of the risk of extreme environmental events is of great importance for populations, authorities … corresponding set of axioms which are well suited to analyze the risk due to events having a spatial extent, precisely such as …

medical insurance. We find that both the level and the shape of the distribution of risk are important in determining the … equilibrium quantity of insurance. Symmetric changes in risk (e.g., shifts in the price of medical care) better explain the …This article considers an economy where risk is insurable, but selection determines the pool of individuals who take it …

impact on systemic risk contagion in the insurance sector. Herein, we propose a new hybrid approach to the analysis of … systemic risk (SR) in the insurance sector. The times series obtained from the proposed hybrid approach reflect the phenomena …In the present work, we analyze the dynamics of indirect connections between insurance companies that result from …

insurance parameter risk. …. The asset modeling framework leads to the proliferation of inappropriate assumptions about the effect of insurance line of … that Lévy process-based models provide a better fit to the US statutory accounting data, and identifies how parameter risk …

We study the optimal insurance design problem. This is a risk sharing problem between an insured and an insurer. The … for the insurance cover. This risk-adjusted premium calculation principle uses the cost-of-capital approach as it is … main novelty in this paper is that we study this optimization problem under a risk-adjusted premium calculation principle …

applied to more general insurance pricing problems when additional risk factors are being considered. In addition, the …In insurance rate-making, the use of statistical machine learning techniques such as artificial neural networks (ANN …) is an emerging approach, and many insurance companies have been using them for pricing. However, due to the complexity of …

-threat assessment in order to express the financial impacts. The study is based on an in-depth analysis of the insurance industry. The … of cyber threats for the field of insurance. …

unambiguously reduce risk, and decision makers might demand more insurance when there is a positive loading on the premium than when …This article studies insurance demand in a two-period framework in which an individual faces risks in both current and … future periods. Models for insurance with and without the presence of endogenous saving are both discussed. In contrast to …