To equalize differences in health plan premiums due to differences in risk pools, the German legislature introduced a …, consumers gained the freedom to choose among hundreds of existing health plans, across employers and state-borders. This paper … market price dispersion. Moreover, it (b) characterizes health plan switchers and their annual and cumulative switching rates …

This paper empirically assesses the relative role of health plan prices, service quality and optional benefits in the … decision to choose a health plan. We link representative German SOEP panel data from 2007 to 2010 to (i) health plan service … quality indicators, (ii) measures of voluntary benefit provision on top of federally mandated benefits, and (iii) health plan …

This paper provides fi eld evidence on (a) how price framing aff ects consumers' decision to switch health insurance … plans and (b) how the price elasticity of demand for health insurance can be influenced by policymakers through simple … regulatory efforts. In 2009, in order to foster competition among health insurance companies, German federal regulation required …

Health Plan Choice Abstract: This paper provides field evidence on (a) how price framing affects consumers’ decision to … switch health insurance plans and (b) how the price elasticity of demand for health insurance can be influenced by … policymakers through simple regulatory efforts. In 2009, in order to foster competition among health insurance companies, German …

This paper empirically assesses the relative role of health plan prices, service quality and optional benefits in the … decision to choose a health plan. We link representative German SOEP panel data from 2007 to 2010 to (i) health plan service … quality indicators, (ii) measures of voluntary benefit provision on top of federally mandated benefits, and (iii) health plan …