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Demand and selection effects in supplemental health insurance in Germany
Lange, Renate; Schiller, Jörg; Steinorth, Petra - 2015
that covers hospital and dental benefits in Germany. Our representative dataset provides doctor-diagnosed indicators of the …
Persistent link: https://www.econbiz.de/10010526377
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How health plan enrollees value prices relative to supplemental benefits and service quality
Bünnings, Christian; Schmitz, Hendrik; Tauchmann, Harald; … - 2015
This paper empirically assesses the relative role of health plan prices, service quality and optional benefits in the decision to choose a health plan. We link representative German SOEP panel data from 2007 to 2010 to (i) health plan service quality indicators, (ii) measures of voluntary...
Persistent link: https://www.econbiz.de/10010493156
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Buying control? : "locus of control" and the uptake of supplementary health insurance
Bonsang, Eric; Costa-Font, Joan; New, Sonja C. de - 2021
. Drawing on longitudinal data from Germany, we find robust evidence that individuals having an internal LOC are more likely to …
Persistent link: https://www.econbiz.de/10012621933
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Introducing risk adjustment and free health plan choice in employer-based health insurance : evidence from Germany
Pilny, Adam; Wübker, Ansgar; Ziebarth, Nicolas R. - 2017
To equalize differences in health plan premiums due to differences in risk pools, the German legislature introduced a simple Risk Adjustment Scheme (RAS) based on age, gender and disability status in 1994. In addition, effective 1996, consumers gained the freedom to choose among hundreds of...
Persistent link: https://www.econbiz.de/10011663379
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The effect of a ban on gender-based pricing on risk selection in the German health insurance market
Huang, Shan; Salm, Martin - 2018
used to be a pricing factor in Germany's private health insurance (PHI) sector, it was never used as a pricing factor in …
Persistent link: https://www.econbiz.de/10011961924
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In absolute or relative terms? : how framing prices affects the consumer price sensitivity of health plan choice
Schmitz, Hendrik; Ziebarth, Nicolas R. - 2011
This paper provides field evidence on (a) how price framing affects consumers' decision to switch health insurance plans and (b) how the price elasticity of demand for health insurance can be influenced by policymakers through simple regulatory efforts. In 2009, in order to foster competition...
Persistent link: https://www.econbiz.de/10009407561
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Do optional deductibles reduce the number of doctor visits? : empirical evidence with German data
Schmitz, Hendrik - 2008
Deductibles in health insurance are often regarded as a means to contain health care costs when individuals exhibit moral hazard. However, in the absence of moral hazard, voluntarily chosen deductibles may instead lead to self-selection into different insurance contracts. We use a set of new...
Persistent link: https://www.econbiz.de/10011633519
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Public health insurance and entry into self-employment
Fossen, Frank M.; König, Johannes - 2015
insurance system on the entry rate into entrepreneurship. In Germany, the public health insurance system is mandatory for most … based on representative household panel data for Germany, which include personal health information, and we account for non … health care reforms, not only in the USA and in Germany. …
Persistent link: https://www.econbiz.de/10010487175
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Does a better job match makes women happier? : work orientations, work-care choices and subjective well-being in Germany
Muffels, Ruud J. A.; Kemperman, Bauke - 2011
The study examines the effects of work orientations and work-leisure choices alongside the effect of genes or personality traits on subjective well-being (SWB). The former effects are assumed to be mediated by the match between women's preferred and actual number of working hours indicating...
Persistent link: https://www.econbiz.de/10008858153
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Sind Indikatoren zur Lebensqualität und zur Lebenszufriedenheit als politische Zielgrößen sinnvoll?
Huschka, Denis; Wagner, Gert G. - 2010 - Umfangreich erw. Fassung
We show that the choice of the welfare measure has a substantial impact on the degree of welfare-related health inequality. Combining various income and wealth measures with different health measures, we calculate 80 health concentration indices. The influence of the welfare measure is more...
Persistent link: https://www.econbiz.de/10008858399