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Demand and selection effects in supplemental health insurance in Germany

Lange, Renate; Schiller, Jörg; Steinorth, Petra - 2015

that covers hospital and dental benefits in Germany. Our representative dataset provides doctor-diagnosed indicators of the …

Persistent link: https://www.econbiz.de/10010526377

Introducing risk adjustment and free health plan choice in employer-based health insurance : evidence from Germany

Pilny, Adam; Wübker, Ansgar; Ziebarth, Nicolas R. - 2017

To equalize differences in health plan premiums due to differences in risk pools, the German legislature introduced a simple Risk Adjustment Scheme (RAS) based on age, gender and disability status in 1994. In addition, effective 1996, consumers gained the freedom to choose among hundreds of...

Persistent link: https://www.econbiz.de/10011663379

How health plan enrollees value prices relative to supplemental benefits and service quality

Bünnings, Christian; Schmitz, Hendrik; Tauchmann, Harald; … - 2015

This paper empirically assesses the relative role of health plan prices, service quality and optional benefits in the decision to choose a health plan. We link representative German SOEP panel data from 2007 to 2010 to (i) health plan service quality indicators, (ii) measures of voluntary...

Persistent link: https://www.econbiz.de/10010493156

Buying control? : "locus of control" and the uptake of supplementary health insurance

Bonsang, Eric; Costa-Font, Joan; New, Sonja C. de - 2021

. Drawing on longitudinal data from Germany, we find robust evidence that individuals having an internal LOC are more likely to …

Persistent link: https://www.econbiz.de/10012621933

The effect of a ban on gender-based pricing on risk selection in the German health insurance market

Huang, Shan; Salm, Martin - 2018

used to be a pricing factor in Germany's private health insurance (PHI) sector, it was never used as a pricing factor in …

Persistent link: https://www.econbiz.de/10011961924

In absolute or relative terms? : how framing prices affects the consumer price sensitivity of health plan choice

Schmitz, Hendrik; Ziebarth, Nicolas R. - 2011

This paper provides field evidence on (a) how price framing affects consumers' decision to switch health insurance plans and (b) how the price elasticity of demand for health insurance can be influenced by policymakers through simple regulatory efforts. In 2009, in order to foster competition...

Persistent link: https://www.econbiz.de/10009407561

Do optional deductibles reduce the number of doctor visits? : empirical evidence with German data

Schmitz, Hendrik - 2008

Deductibles in health insurance are often regarded as a means to contain health care costs when individuals exhibit moral hazard. However, in the absence of moral hazard, voluntarily chosen deductibles may instead lead to self-selection into different insurance contracts. We use a set of new...

Persistent link: https://www.econbiz.de/10011633519

Public health insurance and entry into self-employment

Fossen, Frank M.; König, Johannes - 2015

insurance system on the entry rate into entrepreneurship. In Germany, the public health insurance system is mandatory for most … based on representative household panel data for Germany, which include personal health information, and we account for non … health care reforms, not only in the USA and in Germany. …

Persistent link: https://www.econbiz.de/10010487175

Punching up or punching down? : how stereotyping the rich and the poor impacts redistributive preferences in Germany

Diermeier, Matthias; Fischer, Madeleine L.; Niehues, Judith - 2023

rich, support for redistribution in Germany is not motivated by the urge to castigate this group for their affluence …

Persistent link: https://www.econbiz.de/10014234221

Do wind turbines have adverse health impacts?

Krekel, Christian; Rode, Johannes; Roth, Alexander - 2023

all wind turbines in Germany and exploit their staggered rollout over two decades for identification. We do not find …

Persistent link: https://www.econbiz.de/10014425436