To equalize differences in health plan premiums due to differences in risk pools, the German legislature introduced a simple Risk Adjustment Scheme (RAS) based on age, gender and disability status in 1994. In addition, effective 1996, consumers gained the freedom to choose among hundreds of...

This paper empirically assesses the relative role of health plan prices, service quality and optional benefits in the decision to choose a health plan. We link representative German SOEP panel data from 2007 to 2010 to (i) health plan service quality indicators, (ii) measures of voluntary...

This paper empirically assesses the relative role of health plan prices, service quality and optional benefits in the decision to choose a health plan. We link representative German SOEP panel data from 2007 to 2010 to (i) health plan service quality indicators, (ii) measures of voluntary...

This paper investigates whether individual control-perception affects the probability of becoming poor, and vice versa, whether poverty experiences can be detrimental to these traits later on. The former relation is intuitive as control related traits underly many idiosyncratic determinants of...

This paper analyzes private retirement savings, the amount for German individuals and how these savings are influenced by personality traits. With the 2002 to 2009 cross section of the Socio-Economic Panel for Germany (SOEP), it is investigated how the Big-Five and the Locus of Control influence...

This paper analyses job separations in Germany using data from the German Socio- Economic Panel spanning from 1984 to 2003. Based on detailed reasons for job separation and different SOEP samples, the paper attempts to establish the nature of job separations in Germany. It brings to light some...

The aim of this paper is to apply recently proposed individual welfare measures in the context of random utility models of labour supply. Contrary to the standard practice of using reference preferences and wages, these measures preserve preference heterogeneity in the normative step of the...

This paper analyses job separations in Germany using data from the German Socio- Economic Panel spanning from 1984 to 2003. Based on detailed reasons for job separation and different SOEP samples, the paper attempts to establish the nature of job separations in Germany. It brings to light some...

The aim of this paper is to apply recently proposed individual welfare measures in the context of random utility models of labour supply. Contrary to the standard practice of using reference preferences and wages, these measures preserve preference heterogeneity in the normative step of the...

Durch den zu erwartenden Anstieg der Zahl Pflegebedürftiger und die hohe Bedeutung der familialen Pflege in Deutschland gewinnt die Vereinbarkeit von Pflege und Beruf für immer mehr Paare an Bedeutung. Diese Arbeit analysiert mit Daten des Sozio-oekonomischen Panels „spill-over“-Effekte...