the complex impact of payday lending services on low-income and credit-constrained clients. Up-to-date data from an …

addition, the authors explore the amplification of credit dynamics by commodity prices and sector credit re-allocation due to … regulatory uncertainty, the National Credit Act, bank capital-adequacy ratios, bank loan loss provisions, loan-to-value ratios … African economy -- Chapter 3) The impact of capital flows on credit extension: the counterfactual approach -- Chapter 4 …

1990s, namely, the credit crunch and evergreening, i.e., inefficient additional lending. A credit crunch occurs when banks … Result in the Case with No APR Violations -- 4 Economic Analysis of Excess Additional Credit (Loan Evergreening) -- 5 …

studies in one text. The book contains the latest policy debates on money creation and credit rationing and the relative role … and apply various lending techniques, such as financial statement lending, relationship lending and credit scoring to the …

This book presents the state-of-the-art with respect to credit risk evaluation and pricing within the contemporary … global banking and financial system. It focuses on credit pricing in illiquid, liquid and hybrid markets. No one with any … connection to the credit management business will be able to do without it …

grade borrowers, special purpose entities and asset and project based credit risks. It includes discussion of security, due …

credit risk that are necessary to tackle and analyze complex credit problems. It employs models and techniques from … credit scoring/rating, the recent regulatory requirements and the current best practices. Using examples and fully worked … researchers and professionals working in financial and business analytics, financial modeling, credit risk analysis, and decision …

components of financial education designed to address the growing concerns associated with high levels of debt, abuse of credit …