This open access Pivot demonstrates how a variety of technologies act as innovation catalysts within the banking and financial services sector. Traditional banks and financial services are under increasing competition from global IT companies such as Google, Apple, Amazon and PayPal whilst...

“As Executive-in-Residence, 2018 at Cornell Tech, cryptocurrency is an area in which I’ve had minimal exposure, and needed to become more fluent with a baseline understanding of its technologies and ideology. As a representative of industry professionals with deep expertise in talent...

This open access book tells the story of how Sweden is becoming a virtually cashless society. Its goal is to improve readers’ understanding of what is driving this transition, and of the factors that are fostering and hampering it. In doing so, the book covers the role of central banks,...

This book provides a new way of understanding modern money and markets by stressing their self-fulfilling/self-destructive properties as institutions from evolutionary perspectives. In contrast to an unrealistic view of the neoclassical general equilibrium theory that models the price mechanism...

This book presents detailed case studies of the first commercial internet digital currency systems developed between 1996 and 2004. Transactions completed with the new technology circumvented all US financial regulations, an opening that transnational criminals exploited. Mullan explains how an...

Digital currencies are a fairly new phenomenon brought about by the spectacular rise of the internet. While Bitcoin is the most famous, there are numerous other digital currencies-from Amazon Coin to Zetacoin. Beyond Bitcoin explores the economic forces underlying the design of their features...

The European payment market has undergone rapid transformation in recent years due to changes in payment habits, new business rules and new legal frameworks and regulation. There has also been an advent of new technologies and payment solutions which has altered the European payments landscape...

Grundlagen und Rahmenbedingungen: u.a. Konsumentenverhalten im Kaufprozess, Retail 4.0, Die Kassenzone der Zukunft -- Mobile Payment in Theorie und Praxis: u.a. Standards und Technologien, Betrugserkennung, Integration verschiedener Ansätze in Applikationen, gescheiterte und funktionale...

Bedeutung von Innovationen für Finanzdienstleister -- Aktuelle Entwicklungen in der Finanzdienstleistungsbranche -- Maßnahmen für ein ganzheitliches Innovationsmanagement -- Change Management als kritischer Erfolgsfaktor für Innovationen -- Ausblick auf Finanzdienstleistungen der Zukunft.