. Payday credit is priced per dollar borrowed, so when that option is available, depositors prone to small overdrafts switch … at banks and other depository institutions increases when depositors have access to payday credit. Our findings … illuminate competition and pricing frictions in the large, yet largely unstudied, small-dollar loan market. -- Payday credit …

developing a new methodology to separate firms' credit shocks from loan supply shocks, using a vast sample of matched bank … bank loan supply net of borrower characteristics and general credit conditions - can have large impacts on aggregate loan … fluctuations.-- credit constraints ; investment …

The Main Street Lending Program was created to support credit to small and medium-sized businesses and nonprofit … operated by buying 95 percent participations in standardized loans from lenders (mostly banks) and sharing the credit risk with …

loan outcomes is scant. Using granular loan-level information from the Italian Credit Register, we build a novel measure of …

I study the effects of an increase in the supply of local mortgage credit on local house prices and employment by … affect house prices through the supply of credit and that bank specialization thereby plays an important role in the …

refocused attention on other channels of monetary policy, notably the transmission of policy through the supply of credit and … and thereby target the unusually wide spreads in a variety of credit markets. While classic monetary policy targets a …