Este artigo simula os efeitos de reformas previdenciárias paramétricas na previdência social, e os resultados mais importantes são: a) o valor presente da dívida atuarial é equivalente a 1,9 PIB de 2005, no cenário básico; b) a interrupção do crescimento real do piso previdenciário, a...

The aim of the paper is to evaluate the main gender impacts generated by the recent Brazilian pension reform. The authors chose to focus attention on the two main rule alterations in the major pension regime (the RGPS administered by INSS): 1) the new benefit calculation formula, and 2) the...

This paper describes the main characteristics of "reverse mortgage" and it also assesses the main aspects related to its implementation in Brazil. A reverse mortgage is an equity release product that allows old people to convert their housing asset into an income flow, without the requirement of...