The article discusses the potential impact of the diffusion of genetic testing on healthcare insurance markets. It refers to the theoretical approaches respectively proposed by Rothschild and Stiglitz (1976) and Wilson (1977, 1980) about insurance market equilibrium with adverse selection due to...

In this paper, I provide a selective survey of the literature on the social welfare implications of regulations that restrict insurers' use of classification by personal characteristics. I refer to this practice as regulatory adverse selection. To differentiate this survey from earlier ones, I...