Figuring out how to equalize the tax burden across generations is easy. Deciding who's going to pay for it is the hard part.

Theoretically, the decline in saving jeopardizes our economy because savings are lent to businesses for investment. In reality, the U.S. economy is doing better than the economies of countries where saving is much higher. Can this continue?

Although some data show that household wealth is rising, we shouldn't be complacent about the flip side of the coin-that personal saving is in a nosedive.