Hannan, Timothy H.; Kiser, Elizabeth K.; Prager, Robin A.; … - In: The Review of Economics and Statistics 85 (2003) 4, pp. 990-1002
This paper investigates depository institutions' decisions whether or not to impose surcharges (direct usage fees) on nondepositors who use their ATMs. In addition to documenting patterns of surcharging, we examine motives for surcharging, including both direct generation of fee revenue and the...